Short Term Disability
Leaf Home offers Voluntary Short-Term and Long-Term Disability Insurance for you at a discounted group rate. This disability insurance will provide you peace of mind in the event you get sick or injured and cannot work.
| Benefit Type | Summary |
|---|---|
| Accident | 8th day |
| Sickness | 8th day |
| Maximum Weekly Benefit | $1,000 |
| Maximum Benefit Period | 13 weeks |
| Pre-Existing Condition Limitations | 3/12 |
Voluntary Short-Term Rate & Premium Summary
| Age | Monthly Rate per $10 of weekly benefit |
|---|---|
| Under 25 | $0.18 |
| 25-29 | $0.18 |
| 30-34 | $0.18 |
| 35-39 | $0.18 |
| 40-44 | $0.18 |
| 45-49 | $0.22 |
| 50-54 | $0.28 |
| 55-59 | $0.40 |
| 60-64 | $0.48 |
| 65-69 | $0.52 |
| 70-74 | $0.52 |
| Over 74 | $0.52 |
Long Term Disability
Leaf Home provides eligible employees with Long-Term Disability coverage and Leaf Home pays the full cost of this coverage.
If you were to become disabled from a qualifying injury or illness, Long Term Disability income benefits provide a source of income.
| Benefit Type | Summary |
|---|---|
| Elimination Period | 90 days |
| Monthly Benefit | 60% of your monthly earnings |
| Maximum Monthly Benefit | $6,000 |
| Maximum Benefit Duration | Social Security normal retirement age |
| Pre-Existing Limitation | 12 months for conditions treated within the 3 months prior to effective date of coverage |
Voluntary Long-Term Rate & Premium Summary
| Age | Monthly Rate per $100 of covered payroll | Age | Monthly Rate per $100 of covered payroll |
|---|---|---|---|
| Under 25 | $0.09 | 50-54 | $0.94 |
| 25-29 | $0.09 | 55-59 | $1.12 |
| 30-34 | $0.20 | 60-64 | $1.17 |
| 35-39 | $0.27 | 65-69 | $1.23 |
| 40-44 | $0.47 | 70-74 | $1.29 |
| 45-49 | $0.74 | Over 74 | $2.79 |
Supplemental Short-Term Disability Insurance
Voluntary Long-Term Disability Insurance
