Voluntary Benefits

Accident, Critical Illness, Hospital Indemnity, Legal Assistance, Identity Theft Protection, Supplemental Life Coverage, FSA accounts, and Long & Short Term Disability Coverages are available to you, your spouse, and your dependent children. However, employees must have coverage in order for their spouse and children to obtain coverage.

Voluntary Benefits are just that, voluntary. The costs for voluntary benefits are 100% paid by the employee. You can view more information and make election choices when completing your enrollment.

Voluntary Accident Insurance

We do not expect accidents, and most of us do not plan or budget for them; but when they happen, the costs can be overwhelming, even with medical coverage. That is where accident protection can help. This plan pays out a cash benefit in one lump sum if you or a covered family member is injured because of an accident. You decide how to use the benefits to best support your recovery.

You can use accident coverage to help pay for:

Out-of-pocket medical costs, such as ambulance fees, physical therapy, X-rays, or crutches.
Daily expenses like rent, food, transportation or help around the house.

Lincoln’s Accident coverage provides a cash benefit in one lump sum if you or a covered family member is injured because of an accident. Use accident coverage to help pay for out-of-pocket medical costs, such as ambulance fees, physical therapy, X-rays or daily expenses like rent, food, transportation. This plan covers accidents that occur outside of the workplace (while not working for wage or profit).

Please see Lincoln Financials’ plan document for payable amounts for covered benefits.

Voluntary Critical Illness Insurance

When you have a critical illness, such as a heart attack or cancer, you want the best care. At times like these, you should not have to worry about how you are going to pay for it. Critical Illness coverage provides the added layer of security you want and need — a lump-sum cash benefit to help pay for unexpected costs. You decide how to use the benefits to best support recovery for yourself or a family member.

You can use the lump-sum payment to help pay for:

Out-of-pocket medical costs, such as doctor bills, imaging, or rehab
Daily expenses like rent, food, transportation, childcare or help around the house

Lincoln’s Critical Illness coverage provides benefits for heart attack, stroke, invasive cancer, major organ transplant and neurological conditions such as advanced Alzheimer’s and advanced Parkinson’s. The coverage pays for the first diagnosis of certain illnesses after your coverage becomes effective. It may also cover a new cancer diagnosis even with a previous cancer diagnosis.

Please see Lincoln’s plan document for lump sum cash benefit details for covered illnesses.

Voluntary Hospital Indemnity Insurance

If you or a covered family member have to go to the hospital for an accident or injury, hospital indemnity insurance provides a lump-sum cash benefit to help you take care of unexpected expenses — anything from deductibles to childcare to everyday bills. Because you’re selecting this coverage through your company, you can take advantage of group rates. You don’t have to answer medical questions to receive coverage; this is guaranteed coverage.

Voluntary Legal Assistance

Leaf Home also offers a legal assistance plan through MetLife. You have unlimited access to their attorneys for all legal matters covered under the plan for just $16.75 per month, conveniently paid through payroll deduction.

Network attorneys can help you with legal matters including:

Estate planning
Money Matters
Elder Care Issues and more!

Voluntary Identity Theft Protection

Allstate Identity Protection Pro+

The crisis of the last year has fundamentally transformed how we live and work. Many know they need to do something to protect their online security and privacy, but don’t know where to start. Allstate Identity ProtectionPro+ delivers comprehensive financial and identity monitoring to help you protect yourself against the impact of identity theft. See your personal data, monitor it with rapid alerts, and help protect your identity.

Individual Coverage: $6,50/mo
Family Coverage: $12.50/mo